DD Humes believes that a successful financial
plan is built on a solid foundation. When unexpected events
take place in our lives, they could alter the direction of
your plan. You can safeguard your financial security by using
insurance to stabilize the financial impact of an untimely
death, accident or sickness.
At DD Humes we believe that insurance does
not have to be confusing and that client education is key.
As independent insurance brokers, we provide thorough and
unbiased information. We take the time to explain how combinations
of products and concepts can resolve most financial security
Our four-step approach helps you maximize
benefits while minimizing costs:
- We evaluate your short, mid and long term insurance needs
based on your objectives. Our needs analysis questionnaires
are designed to identify your particular requirements.
- We review all of your existing insurance polices (For
example: personal, business, group, association, mortgage)
to see how they integrate with your needs & objectives.
- We provide you with written proposals for your consideration.
- We implement then monitor the insurance program decided
Insurance products and concepts continue
to evolve, providing new opportunities along the way. With
continuing education, we continue to be progressive in insurance
planning which leads to security, savings and tax advantages
for you and your estate.
Protecting your financial security
gives you the peace of mind to pursue other financial objectives,
one of which is addressed by Step
7: The Tax Energizer.