At DD Humes, we are
committed to a life by design, rather than a life by default.
The architect, who designs, chooses a particular lifestyle
and then determines what will be necessary to finance that
choice. The firefighter, who defaults, accumulates dollars
and then works with what is financially feasible.
The central piece of our planning process
is our "design" software - the Enhanced Lifestyle
Planner, created by the North American Lifestyle Planning
Corporation. Available in both online (www.lifestyleplanner.com)
and paper versions, this questionnaire enables each of our
clients to create a personal blueprint for the future.
We concur with Stephen Covey's suggestion
to "begin with the end in mind".
This concept is based on the principle that all things are
created twice. The first creation begins in your mind's eye
and is transcribed onto a blueprint. The second creation is
the physical work
with which your plan is carried out.
In Step 2 you can see that the focus is
much less on the numbers and far more on your objectives
less on the means and more on the results. We coordinate the
The Enhanced Lifestyle Planner is the focal
point of the overall Process because it helps you to answer
the question, "What are your dreams?" We will help
you to assign economic values to the choices you have made
and integrate them into your financial plan.
This brings us to Step
3 - The Life Goals Focus.